Thinking Of Buying?
1. GETTING PRE-QUALIFIED FOR A MORTGAGE
The first step in buying a property is understanding how much a lender is willing to approve you for. Getting pre-qualified (or ideally pre-approved) helps establish your price range and clearly define your home search.
Without pre-approval, you may spend time looking at properties above your budget, which can lead to disappointment if you fall in love with a home that isn’t financially feasible. On the other hand, you may qualify for more than you expected, giving you the confidence to pursue the dream home you truly want without unnecessarily settling.
Knowing your numbers upfront allows you to shop with clarity, confidence, and stronger negotiating power when it’s time to make an offer.
2. YOUR WISH LIST
Before starting your home search, it’s important to be clear on your priorities.
What features are essential for your lifestyle? What are your must-haves versus nice-to-haves? Will your needs change in the next few years? And most importantly, what is your budget?
Understanding these factors helps define the difference between your dream home and what comfortably fits your finances, allowing you to search with focus and confidence.
3. HOUSE HUNTING
Now that you’re pre-qualified and have defined your wish list, we can build a customized search portfolio tailored to your criteria.
You’ll receive hand-picked listings that match your needs, allowing you to preview properties online at your convenience. Once you’ve shortlisted your favorites, we’ll schedule showings and tour the homes together to find the right fit.
4. MAKE AN OFFER
Once we’ve found the property that meets your criteria, we will prepare the Contract of Purchase and Sale.
This is a detailed, legally binding agreement outlining all terms and conditions that must be accepted by both the buyer(s) and seller(s). In most cases, there will be some back-and-forth negotiation before both parties reach an agreement.
With our experience and negotiation strategy, we work to secure the best possible price and most favorable terms for you, while moving efficiently toward a successful deal.
5. ACCEPTED OFFER & REMOVAL OF SUBJECT CONDITIONS
After your offer is accepted, most contracts include subject conditions to protect you as the buyer. These may include financing approval, home inspection, title review, property disclosure, strata document review, environmental checks, or seeking legal and accounting advice.
During the subject period, we complete all due diligence to ensure the property meets your expectations and requirements. Once all conditions are satisfied, we proceed with subject removal, making the contract firm and binding.
At that time, you will provide the deposit as outlined in the Contract of Purchase and Sale — typically around 5% of the purchase price.
6. CLOSING PROCESS
Our conveyancing team will forward all necessary documents to your solicitor or notary. You, your legal representative, and your lender will work together to complete the final steps of the transaction.
Your solicitor will guide you through signing documents, arranging mortgage funds, and completing the transfer of ownership on title.
Then comes possession day — the exciting part! We’ll meet you with the keys and officially welcome you to your new home.
